What to Do with Company Stock

Accumulating company stock has been a good way for my family to build wealth. I’ve heard others say they’ve been able to generate income by buying shares at a discounted price and then selling shares at a higher price. In this way, they may have more money available to pay off debt or invest, increasing their net worth.

I won’t argue in favor of or against the inclusion of company stock in an investment portfolio. But we’ve decided not to hold company stock forever. Here are a few things we’ve done with the shares:

The Long-Term Cost of Private School (with Spreadsheet)

Choosing a free public school over a private school can save parents about $9,518 per year (the average private school tuition per year, according to the Private School Review) or more — as the cost can be significantly higher in certain parts of the country (a good high school in my area costs $20,000 per year).

Parents make a lot of decisions for their children, hoping to make the best choice, not only for the child’s current circumstances but also for the child’s future and the family’s well-being. For example, when I was growing up, I knew a boy who attended a public school while his twin brother attended a private one; the parents wanted their children to develop unique identities and made this unusual (to me) choice. As for my husband and me, we chose to send our children to public schools. The schools in our area are good ones and we liked the idea of saving money on education.

I’ve put together an Excel spreadsheet that can allow parents to run the numbers and let you know how much private school tuition could impact a personal balance sheet.

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