What a Half Ironman Taught Me About Investing

This summer, I raced in a half-ironman competition. If you’re uninitiated to the world of triathlon, the half-ironman event involves a 1.2 mile open-water swim and a 56-mile bike ride, finished with a half-marathon (13.1 miles).

I invested time, energy, and money training for and competing in this event, both to test myself and earn bragging rights. This experience reinforced what I knew about investing, and offered new insights that surprised me.

4 Inexpensive Ways to Get College Credit

Paying for a university education is expensive, ranging from about $20,000 per year at a state university to more than $40,000 for out-of-state or private school tuition, room and board, fees, etc. From work-study programs to scholarships, there are many ways to lower overall costs.

One strategy is to earn college credit for studies outside of the university’s traditional classrooms. For example, many high school students take AP classes, which not only positions them well for admissions but also (potentially) earns college credits.

A student can reduce overall expenses by earning credit hours through AP courses and similar methods. But be sure to confirm with university admissions officers, advisors, etc. that these efforts (and associated expenses) will actually move your student closer to graduation with a bachelor’s degree.

5 Ways I Have Invested in Myself

Most of my money has been invested in the stock market. But occasionally, I invest in myself. Honestly, I think I should invest more money in myself and my business but my frugality often gets in the way. And, while I rarely hesitate to spend on my children (for summer camps, enrichment programs, musical instruments, sports gear, and college education), I tend to ponder and over-think investments in me.

In addition to my general reticence to spend money, I am often unsure of what investments will pay off. So, while I have come to realize that it’s okay to spend money on me, I still struggle with determining whether an expense today will yield results tomorrow. Still, fortunately, there are notable examples of investing in myself that have reaped benefits, both tangible and intangible.

Here are several investments that I am glad I made:

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