Making Sense of the 4% Rule for Real Investors

Since its development, popularity, and notoriety, the 4% rule for retirement withdrawals has been studied, tested, rejected, and modified to address concerns. Understanding how it’s supposed to work and under what conditions offers insights for retirement planning.

Stock Splits: What They Are, Why They Matter

There’s some mystery surrounding stock splits (and reverse splits). But they’re really simple. This simplicity may confuse people who are looking for deeper meaning. So, let’s dive into what splits are, why they’re done, what they mean to investors, and more.

How I Find Beauty in a Balance Sheet

When I’m evaluating a company and its stock, one of the places I look is the company’s balance sheet. A great balance sheet is beautiful to me. It either attracts me to a company and its management or repels me. Let’s delve into how this essential financial statement can hold beauty.

What Not to Buy When Investing

Over the past few weeks, I’ve been updating my portfolio. The good news is that I locked in a gain with NVDA by selling 100 of my shares for $212 per share, which I had bought at an average price of $25 about two years ago. The bad news is that I lost money on other investments. To follow Warren Buffett’s rule of investing (“don’t lose money”), you’ll need to determine what not to buy. Honed from my experience, here’s a short list.