Category: Financial Planning
A mortgage amortization schedule can be useful for: comparing my loan-balance calculations to the mortgage company’s records; identifying when mortgage insurance should no longer be required; analyzing the impact of extra payments; and more. Here’s a downloadable spreadsheet that you can use for planning purposes.
Choosing health insurance can be confusing, especially when you compare traditional plans with high deductible health plans (HDHPs). Buying insurance on the open market and comparing employer-sponsored plans taught me that choosing the perfect policy for varying health scenarios is impossible. Still, I’ve learned that I can make a reasonable guess on the plan that might work best for my family. Here are clear steps to clarify the pros and cons of health plans.