Insurance Made Easy Book Review

Several years ago, I decided to buy specialty business insurance and heard about a program offered by an approved vendor of a professional organization to which I belonged. I had specific risks common in this profession for which I wanted insurance. This well-known insurer affiliated with the organization seemed like the perfect place to find coverage. I applied and received a policy that looked good but had a footnote for exclusions. Sadly, these exclusions denied coverage for the specific risks that I sought to insure. Fortunately, I’ve learned to keep looking and here’s a resource that can help you to evaluate insurance easily and smartly.

Planning with a Mortgage Amortization Schedule

A mortgage amortization schedule can be useful for: comparing my loan-balance calculations to the mortgage company’s records; identifying when mortgage insurance should no longer be required; analyzing the impact of extra payments; and more. Here’s a downloadable spreadsheet that you can use for planning purposes.