Making the rounds in my social media sphere this week is The Secret Shame of Middle-Class Americans, an article by Neal Gabler published in The Atlantic. The provocative subtitle reveals the shameful secret: “Nearly half of Americans would have trouble finding $400 to pay for an emergency. I’m one of them.” The nearly penniless (or … Continued
Category: Financial Planning
Choosing health insurance can be confusing, especially when you compare traditional plans with high deductible health plans (HDHPs). Buying insurance on the open market and comparing employer-sponsored plans taught me that choosing the perfect policy for varying health scenarios is impossible.
Still, I’ve learned that I can make a reasonable guess on the plan that might work best for my family. Here are some steps I’ve taken to clarify the pros and cons of health plans available to me: