Thinking ahead about how investing can support financial goals is the purpose of planning. Naturally, there’s lots of talk about common planning targets: retirement and college. But there’s also consideration of how to achieve multiple goals at various stages of life — whether covering basic needs or leaving a legacy — and how taxes and tax planning could impact results. Articles in the planning category allow you to clarify how today’s decisions can impact efforts to grow, manage, and maintain wealth.

Capital Gains Taxes: 5 Basic Things to Know

Selling a stock at a gain may be cause for celebration. But depending on my income level in a certain year and the type of account in which I held the investment, I may owe as little as 0% or as much as 20% of my profit in federal income taxes. Here’s what to know about capital gains taxes and techniques for legally minimizing your tax bill.

4 Inexpensive Ways to Get College Credit

There are many ways to earn college credits, including the traditional method of enrolling in classes at your chosen institution. Alternative methods can also move you closer to a degree. Here are a few ways to earn college credit hours that may save you time and/or tuition dollars.

The 401k Plan: The Basics

A 401(k) plan is a qualified retirement plan sponsored by an employer for the benefit of its employees, like you. This type of plan may help you save for retirement. Here’s what you should know about these plans.