My Reaction to How to Retire Early (Book)

Recently, a reader pointed me to How To Retire Early: Your Guide to Getting Rich Slowly and Retiring on Less by Robert and Robin Charlton. She mentioned this book is an example of the type of information that can be helpful to readers as they pursue and achieve financial goals.

According to the book and its charts, the authors accumulated over $900,000 (on a relatively modest combined income of less than $100,000 per year for most of their investing years), retired early at age 43, and began traveling the world. You can see where they’ve been at Where We Be and learn about their investing, frugal living, and retirement journeys.

How Short Term Goals Help Me Reach Long Term Goals

When I happened upon an article entitled “Maybe You Should Stop Setting Retirement Goals” by Certified Financial Planner Roger Whitney (aka The Retirement Answer Man), I felt validated. I have lots of short term goals but no set-in-stone retirement plans.

For most of my younger life, I failed at envisioning and expressing my long term goals, particularly when speaking with a financial planner. When I was in my twenties and thirties, I feared expressing unconventional goals and hesitated to mention my dreams as they rarely seemed to align with what traditional planners deemed normal.

5 Ways to Fund My Bucket List

I’ve mentioned before that I haven’t been all that great at setting life goals and financial goals to match them when I was younger. But now that I’m older, I’ve started to develop a bucket list.

After making my bucket list, I’ve started tackling goals. No matter the urgency, I’ve considered fulfilling at least one item each year in order to make my list a pleasure to complete, not a chore.

Some items may not require a lot of cash. Running a marathon, for example, will involve lots of time but minimal expenses — especially if I choose a race within driving distance. But others, like visiting the Arctic, will cost a lot more. Still, I figure if I start planning now, I’ll be much more likely to achieve my dreams.

For those generally pricier items, here are five ways to consider funding a bucket list:

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