Investing to Thrive

Mix of Stocks and Bonds: What Experts Say and People Do with their Portfolios

Posted by Julie Rains | Portfolio Development

Experts suggest sticking to a certain mix of stocks and bonds, moving more toward bonds as retirement looms. Here’s why retirees tend to carry more stocks.

Guide to Getting Life Insurance Quotes

Posted by Julie Rains | Achieving Life Goals

When I tried to buy life insurance, I had two agents refuse to sell a term policy to me. Today, it’s much easier and faster to get life insurance quotes and apply online.

What Plan Should I Choose? HDHP vs. Non-HDHP Comparison

Posted by Julie Rains | Financial Planning

Compare healthcare plans by considering cash flow, including costs associated with premiums, out-of-pocket maximums, and funding of health accounts, as well as tax benefits with the same. Join me as I create a HDHP vs. Non-HDHP analysis for plans that use the same preferred provider network.

How I Made Over $3,000 in Health Insurance Bonuses

Posted by Julie Rains | Fitness and Well-Being

Recent changes in my healthcare coverage choices compelled me to scrutinize offerings once again, despite being happy with the prices and plans I’ve had in the past. During this process, I discovered ways to earn more than $3,000 through company and government incentives linked to healthcare coverage.

How to Use Discounted Cash Flow to Estimate a Stock’s Value

Posted by Julie Rains | DIY Investing

When purchasing stocks, you don’t want to overpay or you’ll either lose money or won’t experience investment gains. Here’s how to use discounted cash flow (aka DCF model) to estimate the business’s value and determine whether its stock price is fair.