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Making Sense of the 4% Rule for Real Investors

Since its development, popularity, and notoriety, the 4% rule for retirement withdrawals has been studied, tested, rejected, and modified to address concerns. Understanding how it’s supposed to work and under what conditions offers insights for retirement planning.

Financial Health Matters Earlier than Expected

The more students can own the consequences of their choices, financial and otherwise, the more likely they’ll become and remain financially healthy. Finances alone shouldn’t drive decisions. But decisions carry financial implications and these ought to be acknowledged and considered.