retirement Archives

Lump Sum vs. Pension: Which is Better for Guaranteed Income?

Posted by Julie Rains | Run the Numbers

If you must choose between a lump sum payout and a pension for monthly income, how do you decide? I’ll show how to compare your choices for guaranteed income.

Mix of Stocks and Bonds: What Experts Say and People Do with their Portfolios

Posted by Julie Rains | Invest

Experts suggest sticking to a certain mix of stocks and bonds, moving more toward bonds as retirement looms. Here’s why retirees tend to carry more stocks.

Learn These Medicare Misnomers to Understand How Medicare Works

Posted by Julie Rains | Protect

Medicare lingo can be misleading. Know the misnomers. Learn the meaning behind common phrases to kick off your understanding of how Medicare works.

“Rock Retirement” Lessons on Life & Money Planning

Posted by Julie Rains | Thrive

In Rock Retirement, author Roger Whitney brings life into the planning process. Learn how financial planners have gotten it wrong and what to do now.

How to Lower Taxes by Taking a Qualified Charitable Distribution (QCD)

Posted by Julie Rains | Thrive

You can take a make a charitable gift from your IRA to satisfy your RMD, avoid taxes on the RMD, and keep your income below triggers for other taxes as long as you follow IRS rules. Learn more about the QCD and how it could work for the charitably-minded, tax-efficient, and cash-flow conscious.

How to Get Annuity Quotes

Posted by Julie Rains | Protect

A fixed annuity can protect against longevity risk. Take these simple-to-follow steps to get an annuity quote, no need to talk to a salesperson.

Making Sense of the 4% Rule for Real Investors

Posted by Julie Rains | Invest

Since its development, popularity, and notoriety, the 4% rule for retirement withdrawals has been studied, tested, rejected, and modified to address concerns. Understanding how it’s supposed to work and under what conditions offers insights for retirement planning.

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Tag: retirement